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WrapPlan Benefits Overview Video

You may apply for WrapPlan®II via telephone, or you may schedule an appointment to meet with a licensed representative.

Policy Benefits & Features

WrapPlan®II flexible premium adjustable life insurance (Universal Life Insurance) is a NYSUT Member Benefits Trust-endorsed program.

Learn More

Eligibility Requirements & How To Apply

Learn more about your eligibility requirements and how to apply below.

Important Resources

Access important downloadable forms and learn more about us.

Underwritten by Transamerica Financial Life Insurance Company, Harrison, NY.

Policy Form number FPWRAPUL and FCWRAPUL. Limitations and exclusions may apply. Refer to the policy, certificate and riders for complete details. Transamerica Financial Life Insurance Company’s Flexible Premium Adjustable Life Insurance (WrapPlan® II) is a NYSUT Member Benefits Trust (Member Benefits)-endorsed program. Member Benefits has an endorsement arrangement of 6.5% of first-year premium and 0.195% of renewal premium, with a guaranteed annual minimum amount of $100,000 for this program. All such payments to Member Benefits are used solely to defray the costs of administering its various programs and, where appropriate, to enhance them. Member Benefits acts as your advocate; please contact Member Benefits at 800-626-8101 if you experience a problem with any endorsed program.

This material was prepared for general distribution. It is being provided for informational purposes only and should not be viewed as an investment recommendation.

If you need advice regarding your particular investment needs, contact a financial professional.

Tracking #: EB2 264785R1 S 11/22